Rate Comparisons
Loan Factory vs. Wells Fargo
Rates as of Wednesday, December 04 2024 at 2:00 PM (Pacific Time)
| Wells Fargo | ||
|---|---|---|
| Rate | 6% (APR=6.032%) | 6.375% (APR=6.556%) |
| Points / Credits | $691 | $7,656 |
| Payment | $1,199 | $1,248 |
| Saving over 30 years | $24,605 | $0 |
(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Chase
Rates as of Wednesday, December 04 2024 at 11:00 AM (Pacific Time)
| Chase | ||
|---|---|---|
| Rate | 6% (APR=6.044%) | 6.49% (APR=6.585%) |
| Points / Credits | $1,426 | $2,853 |
| Payment | $1,799 | $1,894 |
| Saving over 30 years | $35,710 | $0 |
(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Citibank
Rates as of Wednesday, December 04 2024 at 2:00 PM (Pacific Time)
| Citibank | ||
|---|---|---|
| Rate | 6% (APR=6%) | 6.375% (APR=6.59%) |
| Points / Credits | $0 | $1,125 |
| Payment | $899 | $936 |
| Saving over 30 years | $14,445 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Bank of America
Rates as of Wednesday, December 04 2024 at 2:00 PM (Pacific Time)
| Bank of America | ||
|---|---|---|
| Rate | 6% (APR=6.047%) | 6.75% (APR=7.004%) |
| Points / Credits | $1,000 | $1,726 |
| Payment | $1,199 | $1,297 |
| Saving over 30 years | $36,006 | $0 |
(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Guaranteed Rate
Rates as of Wednesday, December 04 2024 at 2:00 PM (Pacific Time)
| Guaranteed Rate | ||
|---|---|---|
| Rate | 6.125% (APR=6.131%) | 6.375% (APR=6.71%) |
| Points / Credits | $210 | $4,151 |
| Payment | $2,127 | $2,184 |
| Saving over 30 years | $24,461 | $0 |
(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Better.com
Rates as of Wednesday, December 04 2024 at 2:00 PM (Pacific Time)
| Better.com | ||
|---|---|---|
| Rate | 6% (APR=6.023%) | 6.5% (APR=6.671%) |
| Points / Credits | $400 | $3,200 |
| Payment | $959 | $1,011 |
| Saving over 30 years | $21,520 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)